What You’ll Do

• Analyze bank statements, management accounts, and non?financial data to assess cash conversion, collectability, and repayment capacity
• Underwrite a variety of business models—including software, services, healthcare, and experience?based businesses
• Lead customer calls to validate trading activity, reconcile deposits, and evaluate profitability, sales trends, and cash flow sustainability
• Collaborate with Product, Credit Strategy, and Data teams to build and refine scoring models, credit policy, and decisioning frameworks
• Partner cross?functionally with Sales and Operations to shape onboarding, risk assessments, and long?term funding relationships
• Learn portfolio risk management: early warning signal detection, performance monitoring, and risk exits
• Contribute to the strategy and process development of a brand?new lending vertical with massive growth potential

What You’ll Bring

Required

• 1–3 years of experience in one or more of the following:
  • Commercial lending, underwriting, or credit risk
  • Structured credit, secured lending, RCFs, or revenue?based financing
  • Portfolio management or SMB/alternative lending
• Strong understanding of financial statements (P&L, Balance Sheet, Cash Flow)
• Experience presenting findings to internal/external stakeholders
• Comfort leading client?facing discussions
• Bachelor’s degree in finance, accounting, economics, or related field

Nice to Have

• CPA, CFA, or similar (or working toward one)
• Experience in a fintech, high?growth, or data?driven underwriting environment
• Experience collaborating globally
• Data skills (Excel, SQL, analytics tools)